Do you manage your money like a pro…or does your money manage you?

Money does not buy happiness, everyone knows that. Except that it does make things easier! It’s strange, but when we are young, no-one really teaches us how to manage our money intelligently. Barring exceptions, it is often something we have to learn by ourselves, by trial and error… and some errors are more stressful than others! If you have accumulated debts on your credit card, you no doubt know what I’m talking about!

The current situation with the COVID-19 pandemic has possibly created some turmoil in your finances, by reducing your income and making the future somewhat uncertain. But, apart from what we are experiencing at the moment, it is possible that money is a general source of stress for you. Do you have difficulty in meeting all your expenses each month? Do you always feel as though you are stretched to the hilt and that if you had a bit of bad luck, for example if your computer died, you would be in real difficulty? Do you sometimes find yourself in a cold sweat at the grocery store cash when you need to purchase a quart of milk and are not sure whether your credit card will accept the debit? Perhaps you also have a super project in mind, such as a trip or returning to your studies, for which you try to save up, but your savings account continues to be depressingly empty in spite of all your efforts. Discouraging!

Good news! The Carrefour jeunesse-emploi Montréal Centre-Ville can help you see things more clearly. Whether you have more or less money, the same principle stands: it is always a good idea to understand how you spend and to learn how to plan by making the most of your funds. We can help you create a realistic budget that you will be able to follow and which will allow you to feel that you are in control of the situation. We have a wide range of advice and tips to help you economize for the things you really want. You have your first job? Congratulations! Do you know how to read and understand your pay slip? We can help you understand all this and make sure that everything is as it should be. Are your debts making you panic? Take a breath and call us. We will listen to you and create a game plan with the best resources to help you get your head above water.

No matter what your situation, there is help nearby, all you need do is contact us! A helping hand is just a phone call away!